Tools /
Affordability Calculator
Enter your income and expenses to find out how much rent you can comfortably afford, and see which Gibraltar districts fall within your budget.
租金收入比计算器
输入您的月收入，查看每个区域的租金占收入的百分比。由您决定什么适合您。
各区域与您收入的对比
Town Centre
£750 – £1200/月33%30-50%
Westside
£800 – £1300/月35%30-50%
Upper Town
£800 – £1400/月37%30-50%
Casemates
£800 – £1400/月37%30-50%
Midtown
£850 – £1500/月39%30-50%
Eastern Beach
£900 – £1500/月40%30-50%
Europort
£900 – £1600/月42%30-50%
South District
£1000 – £1800/月47%30-50%
Sandy Bay
£1100 – £1800/月48%30-50%
Catalan Bay
£1200 – £2000/月53%超过50%
Queensway Quay
£1100 – £2200/月55%超过50%
Ocean Village
£1200 – £2500/月62%超过50%
工作原理
The calculator uses the 30% rule, a widely recognised budgeting guideline. It works like this: take your monthly income, subtract all your regular monthly expenses (excluding rent), then multiply the remaining disposable income by 30%. That figure is your maximum recommended monthly rent.
Districts are marked as Affordable when the lower end of their rent range falls within your budget, Stretch when the average rent is within 25% above your maximum, and Out of range for the rest.
常见问题
What is the 30% rule? +
The 30% rule is a widely used guideline that says you should spend no more than 30% of your gross monthly income on rent. It helps ensure housing costs stay manageable and leave room for savings, food, transport, and other essentials.
Does the calculator include bills? +
No. The calculator uses your rent-only affordability. When budgeting for Gibraltar rentals, factor in utilities (electricity, water, internet) which typically add £100–200/month on top of rent.
What counts as "expenses" in the calculator? +
Include everything you spend monthly except rent: food, transport, subscriptions, phone, savings contributions, loan repayments, and any other regular outgoings. The more accurate this figure, the more useful the result.