Tools /
Affordability Calculator
Enter your income and expenses to find out how much rent you can comfortably afford, and see which Gibraltar districts fall within your budget.
حاسبة الإيجار مقابل الدخل
أدخل دخلك الشهري لمعرفة النسبة المئوية التي سيكلفها كل حي. أنت تقرر ما يناسبك.
كيف تقارن الأحياء بدخلك
Town Centre
£750 – £1200/شهر33%30-50%
Westside
£800 – £1300/شهر35%30-50%
Upper Town
£800 – £1400/شهر37%30-50%
Casemates
£800 – £1400/شهر37%30-50%
Midtown
£850 – £1500/شهر39%30-50%
Eastern Beach
£900 – £1500/شهر40%30-50%
Europort
£900 – £1600/شهر42%30-50%
South District
£1000 – £1800/شهر47%30-50%
Sandy Bay
£1100 – £1800/شهر48%30-50%
Catalan Bay
£1200 – £2000/شهر53%أكثر من 50%
Queensway Quay
£1100 – £2200/شهر55%أكثر من 50%
Ocean Village
£1200 – £2500/شهر62%أكثر من 50%
كيف يعمل
The calculator uses the 30% rule, a widely recognised budgeting guideline. It works like this: take your monthly income, subtract all your regular monthly expenses (excluding rent), then multiply the remaining disposable income by 30%. That figure is your maximum recommended monthly rent.
Districts are marked as Affordable when the lower end of their rent range falls within your budget, Stretch when the average rent is within 25% above your maximum, and Out of range for the rest.
الأسئلة الشائعة
What is the 30% rule? +
The 30% rule is a widely used guideline that says you should spend no more than 30% of your gross monthly income on rent. It helps ensure housing costs stay manageable and leave room for savings, food, transport, and other essentials.
Does the calculator include bills? +
No. The calculator uses your rent-only affordability. When budgeting for Gibraltar rentals, factor in utilities (electricity, water, internet) which typically add £100–200/month on top of rent.
What counts as "expenses" in the calculator? +
Include everything you spend monthly except rent: food, transport, subscriptions, phone, savings contributions, loan repayments, and any other regular outgoings. The more accurate this figure, the more useful the result.