Tools /
Affordability Calculator
Enter your income and expenses to find out how much rent you can comfortably afford, and see which Gibraltar districts fall within your budget.
임대료 대 소득 계산기
월 소득을 입력하면 각 지역의 임대료가 소득의 몇 %인지 확인할 수 있습니다.
각 지역과 소득 비교
Town Centre
£750 – £1200/월33%30-50%
Westside
£800 – £1300/월35%30-50%
Upper Town
£800 – £1400/월37%30-50%
Casemates
£800 – £1400/월37%30-50%
Midtown
£850 – £1500/월39%30-50%
Eastern Beach
£900 – £1500/월40%30-50%
Europort
£900 – £1600/월42%30-50%
South District
£1000 – £1800/월47%30-50%
Sandy Bay
£1100 – £1800/월48%30-50%
Catalan Bay
£1200 – £2000/월53%50% 초과
Queensway Quay
£1100 – £2200/월55%50% 초과
Ocean Village
£1200 – £2500/월62%50% 초과
작동 방식
The calculator uses the 30% rule, a widely recognised budgeting guideline. It works like this: take your monthly income, subtract all your regular monthly expenses (excluding rent), then multiply the remaining disposable income by 30%. That figure is your maximum recommended monthly rent.
Districts are marked as Affordable when the lower end of their rent range falls within your budget, Stretch when the average rent is within 25% above your maximum, and Out of range for the rest.
자주 묻는 질문
What is the 30% rule? +
The 30% rule is a widely used guideline that says you should spend no more than 30% of your gross monthly income on rent. It helps ensure housing costs stay manageable and leave room for savings, food, transport, and other essentials.
Does the calculator include bills? +
No. The calculator uses your rent-only affordability. When budgeting for Gibraltar rentals, factor in utilities (electricity, water, internet) which typically add £100–200/month on top of rent.
What counts as "expenses" in the calculator? +
Include everything you spend monthly except rent: food, transport, subscriptions, phone, savings contributions, loan repayments, and any other regular outgoings. The more accurate this figure, the more useful the result.