Tools /
Affordability Calculator
Enter your income and expenses to find out how much rent you can comfortably afford, and see which Gibraltar districts fall within your budget.
Calculateur Loyer vs Revenus
Entrez votre revenu mensuel pour voir quel pourcentage chaque quartier représenterait. À vous de décider.
Comment les quartiers se comparent à vos revenus
Town Centre
£750 – £1200/mois33%30-50%
Westside
£800 – £1300/mois35%30-50%
Upper Town
£800 – £1400/mois37%30-50%
Casemates
£800 – £1400/mois37%30-50%
Midtown
£850 – £1500/mois39%30-50%
Eastern Beach
£900 – £1500/mois40%30-50%
Europort
£900 – £1600/mois42%30-50%
South District
£1000 – £1800/mois47%30-50%
Sandy Bay
£1100 – £1800/mois48%30-50%
Catalan Bay
£1200 – £2000/mois53%Plus de 50%
Queensway Quay
£1100 – £2200/mois55%Plus de 50%
Ocean Village
£1200 – £2500/mois62%Plus de 50%
Comment ça marche
The calculator uses the 30% rule, a widely recognised budgeting guideline. It works like this: take your monthly income, subtract all your regular monthly expenses (excluding rent), then multiply the remaining disposable income by 30%. That figure is your maximum recommended monthly rent.
Districts are marked as Affordable when the lower end of their rent range falls within your budget, Stretch when the average rent is within 25% above your maximum, and Out of range for the rest.
Questions Fréquentes
What is the 30% rule? +
The 30% rule is a widely used guideline that says you should spend no more than 30% of your gross monthly income on rent. It helps ensure housing costs stay manageable and leave room for savings, food, transport, and other essentials.
Does the calculator include bills? +
No. The calculator uses your rent-only affordability. When budgeting for Gibraltar rentals, factor in utilities (electricity, water, internet) which typically add £100–200/month on top of rent.
What counts as "expenses" in the calculator? +
Include everything you spend monthly except rent: food, transport, subscriptions, phone, savings contributions, loan repayments, and any other regular outgoings. The more accurate this figure, the more useful the result.